CNI_Horz_Logo_White
CNI_Only_Color
  • Products
    • Home
    • Auto
  • Claims
    • Property Claim
    • Auto Claim
  • About Us
  • Become An Agent
  • Find An Agent
  • LOGIN
    • Agent Login
    • Insured Login
CNI Mobile App

In Your  Corner  For Life 

CNI Homeowner Products

Personalized Coverage For Your Happy Place

2. Homeowner Product Icon-01

CNI Homeowners Insurance Is Available In Our Oklahoma, Arkansas, And Illinois Markets!

Like people, no two homes are alike. Because every home is different, an impressive blend of traits, features, and, most importantly, memories, we think each should have equally unique insurance protection to match. That’s why we have introduced three new versatile homeowner products to our policy line-up that can accommodate a broad range of home styles.

Which one suits your one-of-a-kind property best? Take a look.

3. Homestead Exclusive Icon_Small-01

Homestead Exclusive

A couple of key qualifying factors for this program include a minimum replacement value of $250,000, and the home is no more than 25 years old.

4. Homestead Icon_Small-01

Homestead

A couple of key qualifying factors for this program includes a minimum replacement value of $100,000, and the home is no more than 40 years old or has recently been updated.

Homeowner Product Icon-01

Home Protector

A couple of key qualifying factors for this program include a minimum replacement value of $60,000 and the home having current wiring, heating/cooling, and plumbing.

Homestead Exclusive

Our Top-Shelf Product

For homes built in the last 25 years.

Homestead

Offers All Peril Replacement Cost Coverage

This package policy is ideal for well-kept, newer homes.

Home Protector

Excellent Coverage For Older Home

Well maintained, older homes.

Homestead Exclusive

Homestead Exclusive

3. Homestead Exclusive_01
3. Homestead Exclusive_02

Coverage

- Replacement Cost Coverage For Dwelling and Contents
- Additional Living Expenses

Optional Coverage:

- Equipment Breakdown and Service Line Coverage Available

Guidelines:Guidelines:

- Minimum Dwelling value of $250,000
- Dwelling must be less than 25 years old
- No prior claims in the past 3 years
- Log homes and modular or manufactured homes do not qualify

Homestead

Homestead

4. Homestead_02
4. Homestead_01

Coverage:

- Replacement Cost Coverage For Dwelling
- Actual Cash Value Coverage For Contents
- Additional Living Expenses

Optional Coverage:

- Equipment Breakdown and Service Line Coverage Available

Guidelines:

- Minimum Dwelling value of $100,000
- Modular or manufactured homes do not qualify

Home Protector

Home Protector

5. Home Protector_01
5. Home Protector_02

Coverage:

- Replacement Cost Coverage For Dwelling
- Actual Cash Value Coverage For Contents
 -Additional Living Expenses

Optional Coverage:

- Equipment Breakdown and Service Line Coverage Available

Guidelines:

- Minimum Dwelling value of $60,000
- Dwelling must have modern wiring, heating/cooling & plumbing
- Modular and Double Wide mobile homes ARE acceptable in this program.

In Your  Corner  From Life

Insurance That Educates

10. ACV Icon

Actual Cash Value

ACV payment covers the value of the damage the day of the loss, after depreciation is withheld. 

11. RCC Icon

Replacement Cost Coverage

Replacement cost is the total amount required to rebuild your home to its original standard.

12. Insurance That Educates Icon
Package Product Icon-01

Did You Know?

You can now package your home policy with your CNI auto policy.

Independent Agent Icon_More Choices-01

The more Cornerstone policies in your insurance family, the merrier (and more affordable).

Independent Agent Icon_One Stop Shop-01

For more information on our Package Program and the Multi-Policy Discount that comes with it, contact your trusted local CNI Agent.

CNI_Only_Color

19 S 6th St
Columbia, MO 65201

Toll Free: 888-735-5764
Claims: 877-426-4252
Fax: 573-449-6256
Email: info@cornerstonenational.com

Demotech_Rating_Logo-01

 

Products

  • Home
  • Homeowner Product
  • Auto Product

BLOG

  • Auto Claims Prevention
  • Property Claims Prevention
  • Inland Flood Coverage

Resources

  • Agent Login
  • Insured Login
  • Roadside Assistance
  • About Us
  • Contact Us
  • Employment

Claims

  • Homeowner Claim
  • Auto Claim

© 2023 Cornerstone National Insurance  |  Privacy Policy |  Terms & Conditions