Cornerstone National Insurance Company
Cornerstone Auto Insurance

Auto Insurance

Our experienced and helpful agents secure auto insurance policies for clients with a variety of coverage and deductible options in the states of Arkansas, Kansas, Missouri, Oklahoma and Texas. Our insurance is centered on a "merit rating system" that allows for fair, flexible and competitive rates. By mixing the old with the new, Cornerstone has an auto insurance plan that will serve as your auto insurance foundation.

Liability: Covers damages when you are responsible for the death or injury of others or damage their property when involved in an auto accident.

Medical payments: Covers necessary medical costs for you and anyone in the vehicle when involved in an auto accident.

Collision: Covers damages made to your car when in an auto accident regardless of who is at fault.

Comprehensive: Covers damages other than collision such as theft, hail damage, fire, vandalism and flood damage.

Available Discounts

Driver training credit: Credit may be given to customers who are under age 21 and have completed an approved Driver Training Course.

Homeowners policy credit: Credit may be given to customers who own and live in their own home.

Claim free discount: A discount may be given to customers who have auto insurance with Cornerstone National Insurance for two years and have not had any chargeable accidents. An additional discount may be given if the customer does not have any chargable accidents after four years. New customers to Cornerstone National Insurance can receive a claim free discount if free from at fault losses for the past three years.

Semi-annual & annual payment discount: Additional discounts apply when customers elect the paid-in-full six month term and annual term policies.

Multi-car discount: A discount will be given to customers who have more than
one personal passenger vehicle on the same policy, insured with Cornerstone National Insurance.

Good student discount: A discount may be given to unmarried customers under the age of 24 if they are enrolled full time as a high school student, college student or attend a vocational school and meet certain grade requirements.

Transfer discount: New applicants with an existing auto policy being rewritten from another company may be eligible for a discount on liability, collision, medical payments.

If you have a policy with Cornerstone and your state isnít Arkansas, Kansas, Missouri, Oklahoma or Texas you may have a policy through one of our Managing General Agencies.

Make a Payment

Pay Online
Click the below link to be directed to our customer service portal. If you haven't already you must first create a NEW account. Once you have created your account then you can sign in and make a payment, file a claim, request changes through your agent and print policy documents such as declarations pages and ID cards. Click here to access our Customer Service Portal

Pay by Phone.
Please dial 1-855-863-2525.

Pay by mail.
Please send your check or money order to:
Cornerstone National Insurance
PO Box 6040
Columbia, MO 65205-6040

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Insurance Institute of America - More in depth information about auto insurance.

National Highway Safety Board – Shares crash test data, safest cars to buy and more.

PCI – Press releases about insurance industry.

We have insurance agents in Missouri, Oklahoma, Kansas, Arkansas & Texas. Use our insurance agent search to find your closest insurance agent.